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When Is the Right Time to Buy a House? What’s the First Step?

Most experts suggest starting the home buying process when your finances are stable and you’re ready for responsibilities like taxes, repairs, and insurance. Nationally, mid-October is often the best time to buy—lower prices, more choices, and less competition make it easier to get a good deal.​

First step: talk to a trusted real estate agent for a free, friendly consultation. Together, you’ll review your needs and start building your path to homeownership.

Miniature wooden house with a vintage key, symbolizing real estate and homeownership.