Buying a home in Athens GA can feel big and confusing, but it follows clear steps. First, you talk with a lender and get pre‑approved, which means they check your money, debt, and credit and tell you how much you can spend. This letter helps sellers take you seriously when you make an offer on a house.
Next, you choose a real estate agent and start house hunting in the areas you like. Your agent will set up showings, explain what to look for, and help you write a strong offer when you find the right home. After the seller accepts your offer, you schedule a home inspection, and your lender orders an appraisal to be sure the price is fair.
The last steps are paperwork and closing. Your lender finishes your loan, a closing attorney checks the title, and you review a Closing Disclosure that shows all your final costs and monthly payment. On closing day, you sign the documents, pay your closing costs, and then you get the keys to your new Athens home.